Group health insurance is employer-sponsored health coverage for business owners, their employees, and dependents. Offering this coverage to your employees can help you attract, hire, and retain top employees. Plus, the amount you pay toward employee premiums may be tax-deductible. As the health care insurance landscape rapidly changes due to the Patient Protection and Affordable Care Act (PPACA), it’s important to know and understand all of your options. That’s where Pathfinder LL&D can help.
Besides group health insurance programs, we can help you with other valuable employer-sponsored benefit programs, including group life, dental, vision, disability (both short-term and long-term), and long-term care insurance.
We can also provide individual health insurance that allows individuals to buy a policy for a short-term (in between jobs for 1-12 months) purpose or health insurance of the permanent variety. These individual plans may not offer benefits as broad as group plans, but we can help you compare options because coverage and costs vary from company to company.
Our group insurance advisers can help you find the right health insurance for your company and advise you of your options under the new rules of the Affordable Care Act.